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Compound Interest Calculator

Project your investment growth over time with monthly contributions and compound returns. See how your money can work for you.

Compound Interest Calculator

Project your investment growth over time

How Compound Interest Works

Compound interest is the interest on a loan or deposit calculated based on both the initial principal and the accumulated interest from previous periods. Think of it as "interest on interest" — it's what makes your money grow exponentially over time.

The Formula

A = P(1 + r/n)^(nt)

Key Factors

Principal, Rate, Time, Frequency

Rule of 72

Years to double = 72 ÷ rate

Use our free Compound Interest Calculator to project investment growth with monthly contributions. Plan your retirement, savings goals, and investment strategy with accurate compounding projections. Includes support for monthly, quarterly, and annual compounding frequencies.